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The Dominica Agricultural Industrial and Development Bank (DAIDB), popularly known as the AID Bank, was established by an Act of Parliament on July 8, 1971. It became a subsidiary of the National Commercial and Development Bank, when the latter was established in December 1976 by the Act of Parliament No. 27 of 1976. It was then re-established as an autonomous institution on January 1982.
The primary objectives of the AID Bank, as per its legal mandate, are to promote and influence economic development in the Commonwealth of Dominica and to mobilize funds for the purpose of such development. The Bank has two shareholders, namely: the Government of the Commonwealth of Dominica (GOCD), the majority shareholder and the Dominica Social Security (DSS), the minority shareholder with 89.6% and 10.4% of the shares respectively.

As Dominica’s only indigenous development Bank, the core business of the AID Bank is to provide loans for the following sectors: (i) Agriculture & Fishing; (ii) Industry (inclusive of Manufacturing, Services and Transportation); (iii) Tourism; (iv) Education; (v) Real Estate & Construction; (vi) Climate Adaptation; (vii) Infrastructure; and (viii) Commerce & Distribution.  Consequently, the Bank’s loan products cater to existing and potential farmers, fisher folk, small businesses, ancillary services, professionals, students and homeowners.  The Bank also owns and manages industrial estates, in Canefield, Geneva and Picard, which provides suitable factory/office space and services for diverse local and foreign  businesses from  manufacturing  and Information Communication Technology, (ICT), among others. The Industrial Estate Programme continues to make a fundamental contribution to national development through employment creation, revenue generation and enhancing export capabilities for foreign exchange. 

The AID Bank, along with five other regional banks, has ownership interest in a software development company, namely Financial Data Systems Limited (FDSL). This company created and manages the D-Pac Loans Administration System. The Bank, in keeping with its objectives as a corporate socially responsible entity, continues to make a significant contribution to Dominica’s economic and social development from the infants to the elderly, marginalized, as well as in support of the environment, education, culture, health, and sports and other initiatives.

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